Pay iO is an innovative platform offering business accounts, payment services and corporate FX. Benefit from the latest technology, a fully compliant suite of products and excellent customer support.

We provide dedicated relationship managers to our Platinum customers, as well as comprehensive support to customers on all price plans.
We’ve designed our products specifically for companies operating in a modern, global financial ecosystem.
Our team and our technology help us to react quickly to market changes and customer feedback.
Make payments and exchange currencies easily, securely and quickly via our web portal and app.

Pay iO is suitable for UK-based businesses with international payment needs. Our client base comes from multiple industries including:
Payroll
eCommerce
Retail and
Hospitality
SMEs
Luxury Goods
Sports
Import/Export
Construction
Open an account today!
Our digital business accounts are available in GBP and EUR. Companies can make and accept payments globally in 130+ currencies from one simple dashboard.
Pay iO is a trading name of Pay iO Ltd. Pay iO is a Registered UK Trademark.
Pay iO Ltd is a Registered Company (Reg No.12289765)
Registered Office: International House, 36-38 Cornhill, London, EC3V 3NG
Pay iO Ltd. (company registration number 12289765) is an agent (or distributor) of PayrNet Ltd which is an Electronic Money Institution authorised by the FCA under the Electronic Money Regulations 2011 (EMR’s) with Firm Reference Number 900594.
Pay iO Ltd is registered with the Information Commissioner’s Office, with registration number: ZB592985.
The card and account is issued by PayrNet Ltd and licensed by Mastercard International Incorporation and/ or Visa Card. PayrNet Ltd is authorised by the FCA to conduct electronic money service activities under the Electronic Money Regulations 2011 (Firm Reference Number 900594).
Pay iO Ltd is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see this link.
Pay iO Ltd also provides UK incorporated businesses with the issuance of electronic money and payment services. These are separate and unrelated to the account and payment services you receive from Modulr Finance B.V.]
The Financial Services Compensation Scheme does not cover electronic money products. No other compensation scheme exists to cover losses from your electronic money account. Your funds will be held in one or more segregated bank accounts with a regulated third party credit institution, in accordance with the provisions of the Electronic Money Regulations 2011.