Pay iO has created a technology that provides a smooth process for businesses to send and receive payments. As the financial ecosystem of the United Kingdom evolves, our team work hard to provide solutions that meet the modern needs of busy companies.
Pay iO combines innovative technology with old-fashioned customer support to ensure it goes beyond expectations. Its team come from different sectors of the business world and are tuned in to the ever-changing business and financial landscapes of the UK.
To simplify international e-payments enabling companies to expand globally, transact seamlessly across borders, and achieve their full growth potential.
We plan on using technological innovation to disrupt big monopolies that underperform and overcharge companies. With every product we create, our goal is to maximise choice and give control back to those businesses and their customers.
Open an account today!
Our digital business accounts are available in GBP and EUR. Companies can make and accept payments globally in 130+ currencies from one simple dashboard.
Pay iO is a trading name of Pay iO Ltd. Pay iO is a Registered UK Trademark.
Pay iO Ltd is a Registered Company (Reg No.12289765)
Registered Office: International House, 36-38 Cornhill, London, EC3V 3NG
Pay iO Ltd. (company registration number 12289765) is an agent (or distributor) of PayrNet Ltd which is an Electronic Money Institution authorised by the FCA under the Electronic Money Regulations 2011 (EMR’s) with Firm Reference Number 900594.
Pay iO Ltd is registered with the Information Commissioner’s Office, with registration number: ZB592985.
The card and account is issued by PayrNet Ltd and licensed by Mastercard International Incorporation and/ or Visa Card. PayrNet Ltd is authorised by the FCA to conduct electronic money service activities under the Electronic Money Regulations 2011 (Firm Reference Number 900594).
Pay iO Ltd is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act – for more information please see this link.
Pay iO Ltd also provides UK incorporated businesses with the issuance of electronic money and payment services. These are separate and unrelated to the account and payment services you receive from Modulr Finance B.V.]
The Financial Services Compensation Scheme does not cover electronic money products. No other compensation scheme exists to cover losses from your electronic money account. Your funds will be held in one or more segregated bank accounts with a regulated third party credit institution, in accordance with the provisions of the Electronic Money Regulations 2011.